Welcome to fundtekcapitalgroup.com (the "Site"). The domain and the Contents of the Site are owned, operated and/or licensed by FundTek Capital Group (hereafter referred to as "FundTek," "Company," "we," "our" or "us"). Please read these Terms of Use before using the Site. Your access to and use of the Site are subject to your agreement to these Terms of Use.

THESE TERMS OF USE INCLUDE A BINDING ARBITRATION PROVISION THAT AFFECTS YOUR LEGAL RIGHTS WITH RESPECT TO ANY DISPUTE WITH FUNDTEKCAPITALGROUP.COM.

By continuing to use the Site you acknowledge that you accept and agree to be bound and abide by these Terms of Use and our Privacy Policy, thereby entering into a binding contract with FundTek governing your access to and use of the Site. If you do not agree to these Terms of Use and our Privacy Policy, please exit this Site immediately.

General Terms and Conditions

All use of the Site is subject to these Terms of Use and Privacy Policy. By accessing and using the Site, you acknowledge, accept, and agree to the Terms of Use, our Privacy Policy, and all other terms, conditions, procedures and policies that may be published from time to time on the Site by us. The Terms of Use represents a binding contract between you and FundTek, its parents, subsidiaries, affiliates, assignees and its and their officers, directors, members, employees and agents.

Ownership of Domain and Contents

FundTek owns, operates and/or licenses the domain and the Site Contents, including its past, present and future versions, all pages found within the Site, the material and information on the site, all articles, artwork, audio, any computer applications, compilation, designs, graphics, images, text, user interfaces, videos, any and all copyrightable material and all other materials, including without limitation the design, structure, "look and feel" and arrangement of the content on the Site, trade names, trademarks, service marks, logos, domain names, and other distinctive brand elements, whether registered or not.

The Site and the Content may not be copied, reproduced, modified, adapted, translated, transmitted, displayed, published, posted, resold, or otherwise distributed in any way without FundTek's express prior written authorization. You are granted permission to display on your computer, print and download the Content on this Website solely for your own personal, non-commercial and educational use.

Trademarks

The trademarks, service marks, logos, slogans and domain names referenced on the Site are either common-law service marks, trademarks or registered service marks or trademarks of FundTek or its parents, subsidiaries, or affiliates and are protected by trademark laws in the United States and other countries. You are not permitted to use any Marks displayed on the Site without prior written permission.

Eligibility to Use the Site

If you do not agree to the Terms of Use, you must not access the Site. FundTek may, in its sole discretion, refuse to offer access to or use of the Site to any person or entity. By accessing or using the Site you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

Acceptable Use

By accepting these Terms of Use and using the Site, you agree not to engage in any fraudulent activity of any kind. You may not input any information or content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, deceptive, fraudulent, or otherwise objectionable. You may not impersonate any person or entity or submit content that infringes any patent, trademark, trade secret, copyright or other proprietary rights.

Limitations of Liability

ANY MATERIAL DOWNLOADED, ACCESSED OR OTHERWISE OBTAINED THROUGH THE SITE IS OBTAINED AT YOUR OWN DISCRETION AND RISK. FUNDTEK AND ALL OF ITS THIRD-PARTY LICENSORS EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES AND REPRESENTATIONS, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF TITLE, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. FUNDTEK PROVIDES THE SITE AND ALL COMPONENTS THEREOF ON AN "AS IS" BASIS AND YOUR USE OF THE SITE IS AT YOUR OWN RISK.

YOU HEREBY AGREE THAT ANY MONETARY CLAIMS OF ANY KIND ASSESSED AGAINST US ARISING OUT OF OR RELATING TO THE USE OF THE SITE SHALL NOT EXCEED (IN AGGREGATE) $500. IN NO EVENT SHALL WE BE LIABLE FOR ANY LOST PROFITS, DATA LOSS, COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, OR INCIDENTAL, CONSEQUENTIAL, PUNITIVE, SPECIAL, COMPENSATORY OR INDIRECT DAMAGES OF ANY KIND WHATSOEVER.

Indemnity

You agree to indemnify and hold harmless FundTek, its parents, subsidiaries and affiliates and each of its and their respective officers, members, directors, agents, and employees, from and against any suit, action, claim, demand, penalty or loss, including reasonable attorneys' fees, made by or resulting from any third party due to or arising out of your use or misuse of the Site, breach of these Terms of Use, or violation of any law, regulation, order or other legal mandate or the rights of a third party.

Choice of Law

You agree that the laws of the state of New York will govern these Terms of Use and any claim that may arise between you and us, without regard to conflict of law principles. Any claim or cause of action arising out of or related to use of the Site must be filed within one (1) year after such claim or action arose or be forever banned.

Arbitration and Class Action Waiver

YOU AGREE THAT ALL DISPUTES BETWEEN YOU AND US WITH REGARD TO YOUR RELATIONSHIP WITH US, INCLUDING WITHOUT LIMITATION DISPUTES RELATED TO THESE TERMS OF SERVICE, OUR PRIVACY POLICY, YOUR USE OF THE SITE, AND/OR RIGHTS OF PRIVACY AND/OR PUBLICITY, WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION. YOU AND WE HEREBY EXPRESSLY WAIVE TRIAL BY JURY. NEITHER YOU NOR WE WILL PARTICIPATE IN A CLASS ACTION OR CLASS-WIDE ARBITRATION FOR ANY CLAIMS COVERED BY THIS AGREEMENT.

Miscellaneous

These Terms of Use and our Privacy Policy set forth the entire understanding and agreement between you and us with respect to the subject matter herein. If any provision of these Terms of Use is held to be void or unenforceable, the remaining provisions shall continue in full force and effect. FundTek reserves the right to change these Terms of Use from time to time. Use of the Site following any such changes shall be deemed acceptance thereof by you.

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Effective Date: January 1, 2026

FundTek Capital Group ("FundTek," "Company," "we," "our," or "us") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy describes how we collect, use, disclose, and safeguard information about you when you visit fundtekcapitalgroup.com (the "Site"), submit an application, or otherwise interact with our services. By using the Site, you consent to the practices described in this Privacy Policy.

Information We Collect

We collect information that you provide directly to us when you complete an application, request a quote, contact us, or otherwise use the Site. This may include your name, business name, email address, telephone number, mailing address, date of birth, Social Security number, federal tax identification number, bank account information, business financial information, and any other information you choose to provide.

We may also automatically collect certain information when you access the Site, including your IP address, device identifiers, browser type, operating system, referring URLs, pages viewed, and the date and time of your visit. This information is collected through cookies, web beacons, server logs, and similar technologies.

We may obtain additional information about you from third parties, including credit reporting agencies, identity verification services, lead generation partners, business data providers, and publicly available sources, in connection with evaluating your application and offering products or services.

How We Use Your Information

FundTek uses the information we collect to: (a) evaluate, process, and respond to your application or inquiry; (b) verify your identity and prevent fraud; (c) underwrite, fund, and service business financing products; (d) communicate with you about your application, account, or our products and services; (e) market additional products and services that may be of interest to you and your business; (f) comply with applicable laws, regulations, and lawful requests from governmental authorities; (g) operate, maintain, improve, and personalize the Site; and (h) protect the rights, property, or safety of FundTek, our customers, or others.

How We Share Your Information

We do not sell your personal information. We may share information about you with: (a) our parents, subsidiaries, and affiliates; (b) lending and funding partners, banks, and other financial institutions for purposes of evaluating, underwriting, syndicating, or servicing financing; (c) service providers and vendors that perform services on our behalf, such as identity verification, payment processing, data hosting, analytics, marketing, and customer support; (d) credit reporting agencies and identity verification services; (e) professional advisors, including auditors, attorneys, and consultants; (f) successors in connection with a merger, acquisition, financing, or sale of all or part of our business; and (g) governmental authorities, courts, regulators, or other third parties when required by law, subpoena, or other legal process, or to protect our rights or the rights of others.

Cookies and Tracking Technologies

FundTek and its service providers use cookies, pixels, and similar tracking technologies to recognize you when you return to the Site, remember your preferences, measure traffic and engagement, and tailor advertising. You can adjust your browser settings to refuse cookies, but doing so may limit the functionality of the Site. We may also work with third-party advertising networks that collect information about your online activities over time and across third-party websites for purposes of delivering more relevant advertising.

Communications and Consent

By submitting your information through the Site or our application form, you expressly consent to be contacted by FundTek and its lending and marketing partners by telephone, SMS/text message, email, and automated dialing systems or pre-recorded messages at the contact information you provided, even if your number is on a "Do Not Call" list. You acknowledge that consent is not a condition of obtaining any product or service. Standard message and data rates may apply. You may opt out of marketing communications at any time by following the unsubscribe instructions in the message or contacting us using the information below.

Data Security

FundTek maintains commercially reasonable administrative, technical, and physical safeguards designed to protect the information we collect from unauthorized access, disclosure, alteration, and destruction. However, no method of transmission over the Internet or method of electronic storage is completely secure, and we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of any passwords or credentials used to access our services.

Data Retention

We retain personal information for as long as necessary to fulfill the purposes for which it was collected, including to satisfy any legal, regulatory, accounting, or reporting requirements, and for the establishment, exercise, or defense of legal claims.

Your Choices

You may request to access, correct, update, or delete the personal information we hold about you, subject to certain legal exceptions, by contacting us using the information below. Depending on your state of residence, you may have additional rights under applicable privacy laws, including the right to know what categories of personal information we have collected, the right to request deletion, and the right to opt out of certain disclosures. We will respond to verifiable consumer requests as required by applicable law.

Children's Privacy

Third-Party Links

The Site may contain links to third-party websites, products, or services that are not owned or controlled by FundTek. This Privacy Policy does not apply to information collected by such third parties. We encourage you to review the privacy policies of any third-party sites you visit.

Changes to This Privacy Policy

FundTek may update this Privacy Policy from time to time at our sole discretion. The "Effective Date" at the top of this Privacy Policy indicates when it was last revised. Your continued use of the Site following the posting of changes constitutes your acceptance of those changes.

Contact Us

If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us at:

FundTek Capital Group
Phone: (315) 503-7874
Website: fundtekcapitalgroup.com