  :root {
    --ink: #0D1330;
    --ink-soft: #2A3150;
    --cobalt: #2B54E0;
    --cobalt-dark: #1E3FB8;
    --fund: #7B9FD4;
    --ice: #EEF2FA;
    --line: #E1E6F0;
    --muted: #5B647A;
    --white: #FFFFFF;
    --display: 'Unbounded', system-ui, sans-serif;
    --body: 'Manrope', system-ui, sans-serif;
    --wrap: 1240px;
  }
  *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
  html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; overflow-x: clip; }
  body { font-family: var(--body); font-size: 17px; line-height: 1.6; color: var(--ink); background: var(--white); overflow-x: hidden; }
  img { max-width: 100%; display: block; }
  a { color: inherit; }
  :focus-visible { outline: 3px solid var(--cobalt); outline-offset: 3px; border-radius: 6px; }
  .wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 28px; }
  .num { font-variant-numeric: tabular-nums; }
  h1, h2, h3 { font-family: var(--display); font-weight: 600; letter-spacing: -0.02em; line-height: 1.08; }

  .btn {
    display: inline-flex; align-items: center; justify-content: center; gap: 10px;
    font: 700 1rem/1 var(--body); padding: 18px 28px; border-radius: 14px; border: 0; cursor: pointer;
    text-decoration: none; transition: background .2s, transform .2s, box-shadow .2s;
  }
  .btn-cobalt { background: var(--cobalt); color: var(--white); box-shadow: 0 10px 30px -10px rgba(43,84,224,.7); }
  .btn-cobalt:hover { background: var(--cobalt-dark); transform: translateY(-2px); }
  .btn-line { background: var(--white); color: var(--ink); box-shadow: inset 0 0 0 1.5px var(--line); }
  .btn-line:hover { box-shadow: inset 0 0 0 1.5px var(--ink); }
  .btn-white { background: var(--white); color: var(--ink); }
  .btn-white:hover { background: var(--ice); }
  .btn svg { width: 18px; height: 18px; flex: none; }

  .nav { position: fixed; top: 0; left: 0; right: 0; z-index: 50; transition: background .3s, box-shadow .3s; }
  .nav.scrolled { background: rgba(255,255,255,.88); backdrop-filter: blur(14px) saturate(160%); -webkit-backdrop-filter: blur(14px) saturate(160%); box-shadow: 0 1px 0 var(--line); }
  .nav .wrap { display: flex; align-items: center; justify-content: space-between; height: 80px; gap: 24px; }
  .logo { text-decoration: none; display: inline-flex; align-items: center; gap: 12px; }
  .logo-mark { width: 38px; height: 38px; border-radius: 11px; background: var(--cobalt); display: grid; place-items: center; }
  .logo-mark svg { width: 22px; height: 22px; }
  .logo-text { line-height: 1; }
  .logo-word { display: block; font-family: var(--display); font-weight: 700; font-size: 1.2rem; letter-spacing: -0.02em; }
  .logo-word b { color: var(--cobalt); font-weight: 700; }
  .logo-sub { display: block; font-size: .64rem; letter-spacing: .2em; color: var(--muted); margin-top: 4px; font-weight: 700; }
  .nav-links { display: flex; gap: 6px; list-style: none; background: rgba(238,242,250,.8); padding: 6px; border-radius: 14px; }
  .nav-links a { display: block; padding: 9px 16px; border-radius: 10px; text-decoration: none; font-weight: 600; font-size: .93rem; color: var(--ink-soft); transition: background .2s; }
  .nav-links a:hover { background: var(--white); color: var(--ink); }
  .nav-right { display: flex; align-items: center; gap: 18px; }
  .nav-phone { font-weight: 700; text-decoration: none; font-size: .95rem; white-space: nowrap; }
  .nav .btn { padding: 13px 20px; font-size: .92rem; border-radius: 12px; }
  .menu-btn { display: none; background: var(--ice); border: 0; border-radius: 12px; width: 46px; height: 46px; cursor: pointer; color: var(--ink); }
  .menu-btn svg { width: 24px; height: 24px; }
  .mobile-menu { display: none; }

  .hero { padding: 150px 0 80px; position: relative; overflow: hidden; }
  .hero .wrap { display: grid; grid-template-columns: 1fr 1.05fr; gap: 56px; align-items: center; }
  .hero-pill { display: inline-flex; align-items: center; gap: 10px; background: var(--ice); padding: 8px 16px 8px 8px; border-radius: 99px; font-weight: 700; font-size: .9rem; margin-bottom: 28px; }
  .hero-pill span { background: var(--cobalt); color: var(--white); padding: 4px 10px; border-radius: 99px; font-size: .78rem; }
  .hero h1 { font-size: clamp(2.5rem, 5.2vw, 4.5rem); font-weight: 600; letter-spacing: -0.035em; line-height: 1.02; margin-bottom: 26px; }
  .hero h1 .line { display: block; overflow: hidden; }
  .hero h1 .line > span { display: inline-block; }
  .hero-lede { font-size: 1.2rem; color: var(--muted); max-width: 44ch; margin-bottom: 36px; }
  .hero-ctas { display: flex; gap: 12px; flex-wrap: wrap; }
  .hero-proof { display: flex; gap: 28px; margin-top: 44px; padding-top: 28px; border-top: 1px solid var(--line); flex-wrap: wrap; }
  .hero-proof div { font-size: .9rem; color: var(--muted); font-weight: 500; }
  .hero-proof strong { display: block; font-family: var(--display); font-size: 1.5rem; color: var(--ink); font-weight: 600; letter-spacing: -0.02em; }

  .mosaic { position: relative; height: 620px; }
  .mosaic figure { position: absolute; overflow: hidden; border-radius: 28px; background: var(--ice); will-change: transform; }
  .mosaic img { width: 100%; height: 100%; object-fit: cover; }
  .m1 { left: 0; top: 40px; width: 58%; height: 76%; }
  .m2 { right: 0; top: 0; width: 38%; height: 44%; }
  .m3 { right: 0; bottom: 0; width: 38%; height: 48%; }
  .chip {
    position: absolute; z-index: 3; background: rgba(255,255,255,.92); backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px);
    border-radius: 18px; padding: 14px 18px; box-shadow: 0 20px 50px -18px rgba(13,19,48,.4);
    display: flex; align-items: center; gap: 12px; font-weight: 700; font-size: .92rem;
  }
  .chip small { display: block; font-weight: 500; color: var(--muted); font-size: .8rem; }
  .chip-ico { width: 40px; height: 40px; border-radius: 12px; display: grid; place-items: center; flex: none; }
  .chip-ico svg { width: 20px; height: 20px; }
  .c1 { left: -12px; bottom: 70px; }
  .c1 .chip-ico { background: #E3F6EC; color: #138A55; }
  .c2 { left: 44%; top: 6px; }
  .c2 .chip-ico { background: var(--ice); color: var(--cobalt); }
  .deposit { position: absolute; z-index: 3; right: 24px; bottom: 36%; background: var(--ink); color: var(--white); border-radius: 18px; padding: 16px 20px; box-shadow: 0 24px 50px -16px rgba(13,19,48,.6); min-width: 210px; }
  .deposit small { color: rgba(255,255,255,.6); font-size: .78rem; font-weight: 600; display: block; }
  .deposit strong { font-family: var(--display); font-size: 1.5rem; font-weight: 600; letter-spacing: -0.02em; display: block; margin: 2px 0 8px; }
  .deposit .bar { height: 6px; border-radius: 99px; background: rgba(255,255,255,.15); overflow: hidden; }
  .deposit .bar i { display: block; height: 100%; width: 0; background: linear-gradient(90deg, var(--fund), #8FE3B7); border-radius: 99px; }
  .deposit .status { margin-top: 8px; font-size: .78rem; color: #8FE3B7; font-weight: 700; }

  .marquee { background: var(--cobalt); color: var(--white); overflow: hidden; padding: 22px 0; transform: rotate(-1.2deg); margin: 30px -20px 0; }
  .marquee-track { display: flex; gap: 56px; width: max-content; animation: slide 38s linear infinite; }
  .marquee:hover .marquee-track { animation-play-state: paused; }
  .marquee span { font-family: var(--display); font-size: 1.35rem; font-weight: 500; white-space: nowrap; display: inline-flex; align-items: center; gap: 56px; }
  .marquee span::after { content: ""; width: 10px; height: 10px; border-radius: 50%; background: var(--fund); }
  @keyframes slide { to { transform: translateX(-50%); } }

  .section { padding: 130px 0; }
  .ice { background: var(--ice); }
  .head { max-width: 680px; margin-bottom: 60px; }
  .head h2 { font-size: clamp(2rem, 3.8vw, 3.2rem); margin-bottom: 18px; }
  .head p { color: var(--muted); font-size: 1.12rem; }
  .head.center { margin-left: auto; margin-right: auto; text-align: center; }

  .match { background: var(--white); border-radius: 32px; padding: 48px; box-shadow: 0 40px 100px -50px rgba(13,19,48,.35); display: grid; grid-template-columns: 1fr 380px; gap: 48px; }
  .match-q { display: none; }
  .match-q.on { display: block; animation: fadeIn .45s ease; }
  @keyframes fadeIn { from { opacity: 0; transform: translateX(16px); } to { opacity: 1; transform: none; } }
  .match-progress { display: flex; gap: 8px; margin-bottom: 26px; }
  .match-progress i { height: 5px; flex: 1; border-radius: 99px; background: var(--line); transition: background .3s; }
  .match-progress i.on { background: var(--cobalt); }
  .match-q h3 { font-size: 1.5rem; margin-bottom: 24px; }
  .tiles { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
  .tile { position: relative; border: 0; padding: 0; cursor: pointer; border-radius: 18px; overflow: hidden; aspect-ratio: 4 / 3; background: var(--ice); text-align: left; font: inherit; color: var(--white); }
  .tile img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; transition: transform .5s; }
  .tile::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, rgba(13,19,48,0) 35%, rgba(13,19,48,.82)); }
  .tile span { position: absolute; left: 16px; bottom: 14px; right: 16px; z-index: 1; font-weight: 800; font-size: 1.02rem; }
  .tile:hover img { transform: scale(1.06); }
  .tile.sel { outline: 4px solid var(--cobalt); outline-offset: -4px; }
  .opts { display: grid; gap: 12px; }
  .opt { display: flex; align-items: center; gap: 16px; padding: 20px 22px; border-radius: 16px; border: 1.5px solid var(--line); background: var(--white); cursor: pointer; font: inherit; text-align: left; transition: border-color .2s, background .2s; }
  .opt:hover { border-color: var(--cobalt); background: var(--ice); }
  .opt b { display: block; font-size: 1.05rem; }
  .opt small { color: var(--muted); font-size: .92rem; }
  .opt-ico { width: 48px; height: 48px; border-radius: 14px; background: var(--ice); color: var(--cobalt); display: grid; place-items: center; flex: none; }
  .opt-ico svg { width: 22px; height: 22px; }
  .match-back { margin-top: 20px; background: none; border: 0; font: 700 .95rem var(--body); color: var(--cobalt); cursor: pointer; }
  .result { border-radius: 24px; overflow: hidden; background: var(--ink); color: var(--white); display: flex; flex-direction: column; min-height: 100%; }
  .result-img { height: 200px; position: relative; overflow: hidden; }
  .result-img img { width: 100%; height: 100%; object-fit: cover; transition: opacity .4s; }
  .result-body { padding: 26px 28px 30px; display: flex; flex-direction: column; flex: 1; }
  .result-body small { color: var(--fund); font-weight: 700; font-size: .85rem; }
  .result-body h4 { font-family: var(--display); font-weight: 600; font-size: 1.5rem; letter-spacing: -0.02em; margin: 6px 0 10px; line-height: 1.15; }
  .result-body p { color: rgba(255,255,255,.72); font-size: .96rem; margin-bottom: 22px; }
  .result-body .btn { margin-top: auto; }
  .result.waiting .result-body h4 { color: rgba(255,255,255,.9); }

  .px-tabs { display: flex; gap: 8px; background: var(--ice); padding: 8px; border-radius: 20px; margin-bottom: 24px; width: fit-content; max-width: 100%; overflow-x: auto; scrollbar-width: none; }
  .px-tabs::-webkit-scrollbar { display: none; }
  .px-tab { position: relative; overflow: hidden; border: 0; background: transparent; font: 800 1rem var(--body); color: var(--ink-soft); padding: 16px 24px; border-radius: 14px; cursor: pointer; white-space: nowrap; display: flex; align-items: center; gap: 10px; transition: background .25s, color .25s, box-shadow .25s; }
  .px-tab .sm { display: none; }
  .px-tab small { font-weight: 700; font-size: .78rem; color: var(--muted); }
  .px-tab:hover { color: var(--ink); }
  .px-tab[aria-selected="true"] { background: var(--white); color: var(--ink); box-shadow: 0 8px 24px -14px rgba(13,19,48,.45); }
  .px-tab[aria-selected="true"] small { color: var(--cobalt); }
  .px-tab .prog { position: absolute; left: 14px; right: 14px; bottom: 6px; height: 3px; border-radius: 99px; background: transparent; overflow: hidden; }
  .px-tab .prog i { display: block; height: 100%; width: 0; background: var(--cobalt); border-radius: 99px; }
  .px { display: grid; grid-template-columns: 1.05fr 1fr; border-radius: 32px; overflow: hidden; background: var(--white); border: 1px solid var(--line); box-shadow: 0 40px 100px -60px rgba(13,19,48,.45); min-height: 560px; }
  .px-photo { position: relative; overflow: hidden; background: var(--ice); }
  .px-photo img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; opacity: 0; transform: scale(1.08); transition: opacity .7s ease, transform 1.4s cubic-bezier(.2,.7,.2,1); }
  .px-photo img.on { opacity: 1; transform: scale(1); }
  .px-photo::after { content: ""; position: absolute; inset: 0; background: linear-gradient(200deg, rgba(13,19,48,0) 50%, rgba(13,19,48,.55)); pointer-events: none; }
  .px-badge { position: absolute; left: 24px; bottom: 24px; z-index: 2; display: flex; align-items: center; gap: 12px; background: rgba(255,255,255,.94); backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px); border-radius: 16px; padding: 12px 16px; font-weight: 800; }
  .px-badge .chip-ico { background: var(--ice); color: var(--cobalt); width: 38px; height: 38px; }
  .px-badge small { display: block; font-weight: 600; color: var(--muted); font-size: .8rem; }
  .px-body { padding: 48px 48px 44px; display: flex; flex-direction: column; }
  .px-panel { display: none; flex-direction: column; flex: 1; }
  .px-panel.on { display: flex; }
  .px-panel.on > * { animation: pxIn .55s cubic-bezier(.2,.7,.2,1) both; }
  .px-panel.on > *:nth-child(2) { animation-delay: .05s; } .px-panel.on > *:nth-child(3) { animation-delay: .1s; } .px-panel.on > *:nth-child(4) { animation-delay: .15s; } .px-panel.on > *:nth-child(5) { animation-delay: .2s; }
  @keyframes pxIn { from { opacity: 0; transform: translateY(14px); } to { opacity: 1; transform: none; } }
  .px-panel h3 { font-size: clamp(1.7rem, 2.8vw, 2.3rem); margin: 0 0 12px; }
  .px-panel > p { color: var(--muted); font-size: 1.05rem; margin-bottom: 26px; max-width: 44ch; }
  .px-facts { display: grid; grid-template-columns: repeat(3, 1fr); border: 1px solid var(--line); border-radius: 18px; margin-bottom: 22px; }
  .px-facts div { padding: 16px 18px; }
  .px-facts div + div { border-left: 1px solid var(--line); }
  .px-facts small { display: block; color: var(--muted); font-weight: 600; font-size: .8rem; margin-bottom: 2px; }
  .px-facts b { font-size: 1rem; }
  .px-chart { background: var(--ice); border-radius: 18px; padding: 16px 18px 12px; margin-bottom: 26px; }
  .px-chart-top { display: flex; justify-content: space-between; align-items: baseline; font-size: .85rem; font-weight: 700; margin-bottom: 8px; }
  .px-chart-top span { color: var(--muted); font-weight: 600; }
  .px-chart svg { width: 100%; height: 92px; display: block; overflow: visible; }
  .px-chart .bar { fill: var(--fund); transform-box: fill-box; transform-origin: bottom; }
  .px-chart .bar.hi { fill: var(--cobalt); }
  .px-panel.on .bar { animation: grow .7s cubic-bezier(.2,.8,.2,1) both; }
  @keyframes grow { from { transform: scaleY(0); } to { transform: scaleY(1); } }
  .px-chart .ln { fill: none; stroke: var(--cobalt); stroke-width: 3; stroke-linecap: round; stroke-linejoin: round; stroke-dasharray: 600; stroke-dashoffset: 600; }
  .px-panel.on .ln { animation: draw 1.6s cubic-bezier(.4,0,.2,1) .15s forwards; }
  .px-chart .area { fill: url(#locGrad); opacity: 0; }
  .px-panel.on .area { animation: fade .8s ease .9s forwards; }
  .px-chart .base { stroke: var(--line); stroke-width: 1.5; }
  @keyframes draw { to { stroke-dashoffset: 0; } }
  @keyframes fade { to { opacity: 1; } }
  .px-chart-legend { display: flex; gap: 16px; font-size: .78rem; color: var(--muted); font-weight: 600; margin-top: 6px; }
  .px-chart-legend i { display: inline-block; width: 10px; height: 10px; border-radius: 3px; margin-right: 6px; vertical-align: -1px; }
  .px-cta { margin-top: auto; display: flex; align-items: center; gap: 18px; flex-wrap: wrap; }
  .prod-rate { display: inline-block; font-weight: 800; font-size: .88rem; color: var(--cobalt); background: var(--ice); padding: 8px 14px; border-radius: 10px; }

  .band { position: relative; min-height: 640px; display: flex; align-items: flex-end; color: var(--white); overflow: hidden; }
  .band-bg { position: absolute; inset: -10% 0; background-size: cover; background-position: center; will-change: transform; }
  .band::before { content: ""; position: absolute; inset: 0; z-index: 1; background: linear-gradient(180deg, rgba(13,19,48,.15) 0%, rgba(13,19,48,.88) 78%); }
  .band .wrap { position: relative; z-index: 2; width: 100%; padding-bottom: 72px; }
  .band h2 { font-size: clamp(2rem, 4vw, 3.4rem); max-width: 18ch; margin-bottom: 48px; }
  .band-stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; border-top: 1px solid rgba(255,255,255,.25); padding-top: 32px; }
  .band-stats strong { display: block; font-family: var(--display); font-size: clamp(2rem, 3.6vw, 3rem); font-weight: 600; letter-spacing: -0.03em; }
  .band-stats span { color: rgba(255,255,255,.75); font-weight: 600; }

  .gallery-top { display: flex; justify-content: space-between; align-items: flex-end; gap: 24px; margin-bottom: 44px; }
  .gallery-top .head { margin-bottom: 0; }
  .arrows { display: flex; gap: 10px; }
  .arrows button { width: 54px; height: 54px; border-radius: 16px; border: 1.5px solid var(--line); background: var(--white); cursor: pointer; display: grid; place-items: center; color: var(--ink); transition: border-color .2s, background .2s; }
  .arrows button:hover { border-color: var(--ink); }
  .arrows svg { width: 22px; height: 22px; }
  .gallery { display: flex; gap: 20px; overflow-x: auto; scroll-snap-type: x mandatory; padding: 0 max(28px, calc((100vw - var(--wrap)) / 2 + 28px)) 20px; scrollbar-width: none; cursor: grab; }
  .gallery::-webkit-scrollbar { display: none; }
  .gallery.drag { cursor: grabbing; scroll-snap-type: none; }
  .card { flex: 0 0 320px; height: 440px; border-radius: 26px; overflow: hidden; position: relative; scroll-snap-align: start; color: var(--white); background: var(--ice); }
  .card img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; transition: transform .7s; pointer-events: none; }
  .card::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, rgba(13,19,48,0) 40%, rgba(13,19,48,.9)); }
  .card-body { position: absolute; left: 24px; right: 24px; bottom: 22px; z-index: 1; }
  .card h3 { font-size: 1.3rem; margin-bottom: 6px; }
  .card p { font-size: .92rem; color: rgba(255,255,255,.8); max-height: 0; overflow: hidden; transition: max-height .45s ease; }
  .card:hover img { transform: scale(1.07); }
  .card:hover p, .card:focus-within p { max-height: 80px; }

  .process { position: relative; display: grid; grid-template-columns: repeat(3, 1fr); gap: 40px; padding-top: 48px; }
  .track { position: absolute; top: 12px; left: 0; right: 0; height: 4px; border-radius: 99px; background: var(--line); overflow: hidden; }
  .track i { display: block; height: 100%; width: 0; background: var(--cobalt); border-radius: 99px; }
  .pstep { position: relative; }
  .pstep::before { content: ""; position: absolute; top: -48px; left: 0; width: 28px; height: 28px; border-radius: 50%; background: var(--white); border: 4px solid var(--line); transition: border-color .4s, background .4s; }
  .pstep.lit::before { border-color: var(--cobalt); background: var(--cobalt); box-shadow: 0 0 0 6px rgba(43,84,224,.15); }
  .pstep .when { font-weight: 800; color: var(--cobalt); font-size: .92rem; margin-bottom: 10px; display: block; }
  .pstep h3 { font-size: 1.45rem; margin-bottom: 12px; }
  .pstep p { color: var(--muted); }

  .req { display: grid; grid-template-columns: 1fr 1fr; gap: 0; border-radius: 32px; overflow: hidden; background: var(--ink); color: var(--white); }
  .req-photo { position: relative; min-height: 560px; }
  .req-photo img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
  .req-body { padding: 64px 56px; display: flex; flex-direction: column; justify-content: center; }
  .req-body h2 { font-size: clamp(1.9rem, 3.2vw, 2.6rem); margin-bottom: 14px; }
  .req-body > p { color: rgba(255,255,255,.7); margin-bottom: 34px; }
  .req-list { list-style: none; margin-bottom: 38px; }
  .req-list li { display: flex; justify-content: space-between; align-items: baseline; gap: 16px; padding: 18px 0; border-bottom: 1px solid rgba(255,255,255,.14); }
  .req-list li:first-child { border-top: 1px solid rgba(255,255,255,.14); }
  .req-list span { color: rgba(255,255,255,.7); }
  .req-list strong { font-family: var(--display); font-weight: 600; font-size: 1.5rem; letter-spacing: -0.02em; }
  .req-ctas { display: flex; gap: 12px; flex-wrap: wrap; }
  .req-ctas .btn-line { background: transparent; color: var(--white); box-shadow: inset 0 0 0 1.5px rgba(255,255,255,.3); }
  .req-ctas .btn-line:hover { box-shadow: inset 0 0 0 1.5px var(--white); }

  .why { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
  .why-item { background: var(--white); border-radius: 24px; padding: 36px; border: 1px solid var(--line); }
  .why-item svg { width: 30px; height: 30px; color: var(--cobalt); margin-bottom: 22px; }
  .why-item h3 { font-size: 1.2rem; margin-bottom: 10px; }
  .why-item p { color: var(--muted); }
  .why-wrap { display: grid; grid-template-columns: .9fr 1.1fr; gap: 64px; align-items: start; }
  .why-wrap .head { position: sticky; top: 120px; }
  .why-wrap .head img { border-radius: 24px; margin-top: 34px; height: 280px; width: 100%; object-fit: cover; }

  .faq-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
  .faq-grid details { background: var(--white); border-radius: 20px; border: 1px solid var(--line); padding: 0 26px; transition: box-shadow .25s; align-self: start; }
  .faq-grid details[open] { box-shadow: 0 20px 50px -30px rgba(13,19,48,.35); }
  .faq-grid summary { list-style: none; cursor: pointer; padding: 24px 0; font-weight: 800; font-size: 1.06rem; display: flex; justify-content: space-between; gap: 18px; align-items: center; }
  .faq-grid summary::-webkit-details-marker { display: none; }
  .faq-grid summary i { flex: none; width: 32px; height: 32px; border-radius: 10px; background: var(--ice); position: relative; transition: transform .3s, background .3s; }
  .faq-grid summary i::before, .faq-grid summary i::after { content: ""; position: absolute; left: 50%; top: 50%; width: 12px; height: 2px; background: var(--cobalt); transform: translate(-50%,-50%); }
  .faq-grid summary i::after { transform: translate(-50%,-50%) rotate(90deg); }
  .faq-grid details[open] summary i { transform: rotate(45deg); background: var(--cobalt); }
  .faq-grid details[open] summary i::before, .faq-grid details[open] summary i::after { background: var(--white); }
  .faq-grid details p { color: var(--muted); padding-bottom: 24px; }

  .contact { display: grid; grid-template-columns: .8fr 1.2fr; gap: 56px; align-items: start; }
  .contact-cards { display: grid; gap: 12px; }
  .ccard { display: flex; gap: 16px; align-items: center; padding: 20px 22px; border-radius: 18px; background: var(--ice); text-decoration: none; }
  a.ccard:hover { background: #E2E9F7; }
  .ccard .opt-ico { background: var(--white); }
  .ccard small { display: block; color: var(--muted); font-weight: 600; font-size: .85rem; }
  .ccard b { font-size: 1.05rem; }
  .form-frame { border-radius: 28px; overflow: hidden; border: 1px solid var(--line); background: var(--white); box-shadow: 0 40px 100px -50px rgba(13,19,48,.4); }
  .form-frame iframe { display: block; width: 100%; height: 780px; border: 0; }

  .legal { display: none; padding: 150px 0 110px; background: var(--ice); }
  .legal h1 { font-size: clamp(2rem, 4vw, 3rem); margin-bottom: 12px; }
  .legal .sub { color: var(--muted); margin-bottom: 36px; }
  .legal-body { background: var(--white); border-radius: 24px; padding: 52px; font-size: .96rem; line-height: 1.8; color: #3B4357; max-width: 880px; }
  .legal-body h3 { color: var(--ink); font-family: var(--body); font-size: 1.08rem; font-weight: 800; margin: 30px 0 8px; letter-spacing: 0; }
  .legal-body p { margin-bottom: 14px; }
  .legal-body .age-callout { background: var(--ice); border-left: 4px solid var(--cobalt); padding: 14px 18px; border-radius: 10px; color: var(--ink); font-weight: 600; margin: 14px 0 18px; }
  .legal-back { display: inline-block; margin-top: 28px; color: var(--cobalt); font-weight: 800; text-decoration: none; }
  .legal-back:hover { text-decoration: underline; }
  body.legal-mode main > :not(.legal) { display: none; }
  body.legal-mode .legal.active { display: block; }
  body.legal-mode .nav { background: rgba(255,255,255,.9); box-shadow: 0 1px 0 var(--line); }

  footer { background: var(--ink); color: rgba(255,255,255,.66); padding: 100px 0 40px; overflow: hidden; }
  .foot-cta { display: flex; justify-content: space-between; align-items: center; gap: 32px; flex-wrap: wrap; padding-bottom: 72px; border-bottom: 1px solid rgba(255,255,255,.12); }
  .foot-cta h2 { color: var(--white); font-size: clamp(1.9rem, 3.6vw, 3rem); max-width: 16ch; }
  .footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr; gap: 40px; padding: 64px 0 48px; }
  .footer-grid p { margin-top: 18px; max-width: 34ch; }
  footer .logo-word { color: var(--white); }
  footer .logo-sub { color: rgba(255,255,255,.5); }
  footer h4 { color: var(--white); font-size: .95rem; font-weight: 800; margin-bottom: 16px; }
  footer ul { list-style: none; }
  footer li { margin-bottom: 10px; }
  footer a { text-decoration: none; }
  footer a:hover { color: var(--white); }
  .wordmark { font-family: var(--display); font-weight: 700; font-size: clamp(4rem, 17vw, 15rem); letter-spacing: -0.05em; line-height: .8; color: rgba(255,255,255,.06); user-select: none; margin: 10px 0 30px; white-space: nowrap; }
  .footer-bottom { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px; font-size: .88rem; }
  .footer-bottom div { display: flex; gap: 22px; }
  .disclaimer { margin-top: 20px; font-size: .78rem; color: rgba(255,255,255,.42); max-width: 920px; line-height: 1.6; }

  .action-bar { display: none; }

  .rv { opacity: 0; transform: translateY(28px); transition: opacity .8s cubic-bezier(.2,.7,.2,1), transform .8s cubic-bezier(.2,.7,.2,1); }
  .rv.in { opacity: 1; transform: none; }
  .hero h1 .line > span { transform: translateY(105%); transition: transform .9s cubic-bezier(.2,.8,.2,1); }
  .loaded .hero h1 .line > span { transform: none; }
  .loaded .hero h1 .line:nth-child(2) > span { transition-delay: .08s; }
  .loaded .hero h1 .line:nth-child(3) > span { transition-delay: .16s; }
  .mosaic figure, .chip, .deposit { opacity: 0; transform: translateY(30px) scale(.97); transition: opacity .9s ease, transform 1s cubic-bezier(.2,.8,.2,1); }
  .loaded .mosaic figure, .loaded .chip, .loaded .deposit { opacity: 1; transform: none; }
  .loaded .m2 { transition-delay: .12s; } .loaded .m3 { transition-delay: .22s; }
  .loaded .c1 { transition-delay: .5s; } .loaded .c2 { transition-delay: .65s; } .loaded .deposit { transition-delay: .8s; }
  .loaded .deposit .bar i { width: 100%; transition: width 1.6s cubic-bezier(.4,0,.2,1) 1.2s; }

  .scroll-prog { position: fixed; top: 0; left: 0; height: 3px; width: 100%; z-index: 70; background: linear-gradient(90deg, var(--cobalt), var(--fund)); transform-origin: 0 50%; transform: scaleX(0); pointer-events: none; }
  .aurora { position: absolute; inset: -10% -20% auto auto; width: 70%; height: 90%; z-index: 0; pointer-events: none; filter: blur(70px); opacity: .55; }
  .aurora i { position: absolute; border-radius: 50%; }
  .aurora i:nth-child(1) { width: 55%; height: 55%; left: 10%; top: 10%; background: #9DB8F5; animation: drift1 14s ease-in-out infinite alternate; }
  .aurora i:nth-child(2) { width: 45%; height: 45%; right: 5%; top: 30%; background: #C9D8FF; animation: drift2 18s ease-in-out infinite alternate; }
  .aurora i:nth-child(3) { width: 35%; height: 35%; left: 35%; bottom: 0; background: #B9F0D4; opacity: .7; animation: drift1 16s ease-in-out infinite alternate-reverse; }
  @keyframes drift1 { to { transform: translate(12%, 10%) scale(1.15); } }
  @keyframes drift2 { to { transform: translate(-14%, -8%) scale(.9); } }
  .hero .wrap { position: relative; z-index: 1; }
  .mosaic { perspective: 1200px; }
  .mosaic-inner { position: absolute; inset: 0; transform-style: preserve-3d; transition: transform .25s ease-out; }
  .deposit .status { display: flex; align-items: center; gap: 6px; color: rgba(255,255,255,.65); transition: color .3s; }
  .deposit .status svg { width: 14px; height: 14px; opacity: 0; transform: scale(.4); transition: opacity .3s, transform .4s cubic-bezier(.3,1.6,.5,1); }
  .deposit.done .status { color: #8FE3B7; }
  .deposit.done .status svg { opacity: 1; transform: none; }
  .deposit .spin { width: 12px; height: 12px; border-radius: 50%; border: 2px solid rgba(255,255,255,.25); border-top-color: var(--fund); animation: spin .8s linear infinite; }
  .deposit.done .spin { display: none; }
  @keyframes spin { to { transform: rotate(360deg); } }

  .split .w { display: inline-block; overflow: hidden; vertical-align: top; padding-bottom: .08em; margin-bottom: -.08em; }
  .split .w > span { display: inline-block; transform: translateY(110%); transition: transform .8s cubic-bezier(.2,.8,.2,1); }
  .split.in .w > span { transform: none; }

  .tile .tick { position: absolute; top: 12px; right: 12px; z-index: 2; width: 30px; height: 30px; border-radius: 50%; background: var(--cobalt); color: var(--white); display: grid; place-items: center; transform: scale(0); transition: transform .35s cubic-bezier(.3,1.6,.5,1); }
  .tile .tick svg { width: 16px; height: 16px; }
  .tile.sel .tick { transform: scale(1); }
  .result.pop { animation: pop .6s cubic-bezier(.3,1.4,.5,1); }
  @keyframes pop { 0% { transform: scale(.96); } 60% { transform: scale(1.02); } 100% { transform: none; } }
  .result { position: relative; transition: box-shadow .4s; }
  .result.matched { box-shadow: 0 0 0 3px var(--cobalt), 0 30px 70px -30px rgba(43,84,224,.7); }
  .r-tag { display: inline-flex; align-items: center; gap: 6px; }
  .r-tag::before { content: ""; width: 8px; height: 8px; border-radius: 50%; background: #8FE3B7; box-shadow: 0 0 0 0 rgba(143,227,183,.7); }
  .result.matched .r-tag::before { animation: ping 1.6s ease-out infinite; }
  @keyframes ping { 70% { box-shadow: 0 0 0 10px rgba(143,227,183,0); } 100% { box-shadow: 0 0 0 0 rgba(143,227,183,0); } }
  .match-restart { margin-top: 14px; background: none; border: 0; color: rgba(255,255,255,.7); font: 700 .9rem var(--body); cursor: pointer; align-self: flex-start; display: none; }
  .result.matched .match-restart { display: inline-block; }
  .match-restart:hover { color: var(--white); }

  .card { transform-style: preserve-3d; transition: transform .3s ease-out, box-shadow .3s; }
  .card .glare { position: absolute; inset: 0; z-index: 2; pointer-events: none; opacity: 0; transition: opacity .3s; background: radial-gradient(circle at var(--gx, 50%) var(--gy, 50%), rgba(255,255,255,.35), transparent 55%); }
  .card:hover .glare { opacity: 1; }
  .card:hover { box-shadow: 0 30px 60px -30px rgba(13,19,48,.6); }
  .gal-bar { max-width: var(--wrap); margin: 18px auto 0; padding: 0 28px; }
  .gal-bar div { height: 4px; background: var(--line); border-radius: 99px; overflow: hidden; }
  .gal-bar i { display: block; height: 100%; width: 20%; background: var(--ink); border-radius: 99px; transition: width .15s; }

  .why-item { position: relative; overflow: hidden; transition: border-color .3s, transform .3s; }
  .why-item::before { content: ""; position: absolute; inset: 0; pointer-events: none; opacity: 0; transition: opacity .3s; background: radial-gradient(360px circle at var(--mx, 50%) var(--my, 50%), rgba(43,84,224,.10), transparent 60%); }
  .why-item:hover { border-color: rgba(43,84,224,.35); transform: translateY(-3px); }
  .why-item:hover::before { opacity: 1; }
  .why-item > * { position: relative; }

  .faq-grid details > div { overflow: hidden; }
  .wordmark { background: linear-gradient(100deg, rgba(255,255,255,.05) 30%, rgba(123,159,212,.35) 50%, rgba(255,255,255,.05) 70%) 0 0 / 250% 100%; -webkit-background-clip: text; background-clip: text; color: transparent; }
  .wordmark.in { animation: shine 3.2s ease .2s 1 both; }
  @keyframes shine { from { background-position: 100% 0; } to { background-position: 0 0; } }
  .btn-cobalt { will-change: transform; }

  @media (prefers-reduced-motion: reduce) {
    .split .w > span { transform: none; }
    .aurora { display: none; }
    *, *::before, *::after { animation: none !important; transition: none !important; }
    .rv, .mosaic figure, .chip, .deposit { opacity: 1; transform: none; }
    .hero h1 .line > span { transform: none; }
    .deposit .bar i { width: 100%; }
    .marquee-track { animation: none; }
  }

  @media (max-width: 1080px) {
    .nav-links { display: none; }
    .hero .wrap { grid-template-columns: 1fr; }
    .mosaic { height: 520px; }
    .match { grid-template-columns: 1fr; padding: 36px; }
    .px { grid-template-columns: 1fr; }
    .px-photo { min-height: 300px; }
    .why-wrap { grid-template-columns: 1fr; gap: 40px; }
    .why-wrap .head { position: static; }
    .req { grid-template-columns: 1fr; }
    .req-photo { min-height: 320px; }
    .contact { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr 1fr; }
    .footer-grid > :first-child { grid-column: 1 / -1; }
  }
  @media (max-width: 860px) {
    .nav-phone, .nav-right .btn { display: none; }
    .menu-btn { display: inline-grid; place-items: center; }
    .nav { background: rgba(255,255,255,.92); backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px); box-shadow: 0 1px 0 var(--line); }
    .mobile-menu.open { display: block; padding: 4px 28px 24px; }
    .mobile-menu a { display: block; text-decoration: none; font-weight: 700; padding: 15px 0; border-bottom: 1px solid var(--line); }
    .hero { padding-top: 120px; }
    .tiles { grid-template-columns: repeat(2, 1fr); }
    .band-stats { grid-template-columns: repeat(2, 1fr); row-gap: 28px; }
    .process { grid-template-columns: 1fr; padding-top: 0; padding-left: 52px; gap: 44px; }
    .track { top: 0; bottom: 0; left: 12px; right: auto; width: 4px; height: auto; }
    .track i { width: 100%; height: 0; }
    .pstep::before { top: 2px; left: -52px; }
    .faq-grid { grid-template-columns: 1fr; }
    .gallery-top { flex-direction: column; align-items: flex-start; }
    .section { padding: 90px 0; }
    .action-bar {
      display: grid; grid-template-columns: 1fr 1.4fr; gap: 10px;
      position: fixed; left: 0; right: 0; bottom: 0; z-index: 60;
      padding: 10px 16px calc(10px + env(safe-area-inset-bottom));
      background: rgba(255,255,255,.95); border-top: 1px solid var(--line);
      backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px);
    }
    .action-bar .btn { padding: 16px 10px; }
    body { padding-bottom: 78px; }
    body.legal-mode .action-bar { display: none; }
  }
  @media (max-width: 560px) {
    .wrap { padding: 0 16px; }
    body { font-size: 16px; }
    .mosaic { height: 420px; }
    .m1 { width: 62%; height: 72%; top: 30px; }
    .m2, .m3 { width: 34%; }
    .c1 { left: 0; bottom: 18px; }
    .c2 { display: none; }
    .deposit { right: 8px; bottom: 40%; min-width: 0; padding: 12px 14px; }
    .deposit strong { font-size: 1.15rem; }
    .chip { padding: 10px 12px; font-size: .82rem; }
    .chip-ico { width: 32px; height: 32px; }
    .match { padding: 22px 16px; border-radius: 24px; }
    .tiles { gap: 10px; }
    .tile span { left: 12px; bottom: 10px; font-size: .92rem; }
    .why { grid-template-columns: 1fr; }
    .why-item { padding: 28px 24px; }
    .px-body { padding: 30px 22px 28px; }
    .px-tabs { display: grid; grid-template-columns: repeat(3, 1fr); width: 100%; }
    .px-tab { padding: 14px 6px; justify-content: center; font-size: .92rem; }
    .px-tab small, .px-tab .lg { display: none; }
    .px-tab .sm { display: inline; }
    .px-facts { grid-template-columns: 1fr; }
    .px-facts div + div { border-left: 0; border-top: 1px solid var(--line); }
    .px-facts div { display: flex; justify-content: space-between; padding: 12px 16px; }
    .px-photo { min-height: 240px; }
    .req-body { padding: 40px 24px; }
    .card { flex-basis: 270px; height: 380px; }
    .card p { max-height: 80px; }
    .gallery { padding: 0 16px 20px; }
    .legal-body { padding: 28px 20px; }
    .footer-grid { grid-template-columns: 1fr; }
    .band { min-height: 560px; }
  }
